Charter-specific supervision
The sources that matter can vary by charter, Federal Reserve membership, deposit insurance status, state authority and business activities.
RegWatch for Community Banks
Keep community bank regulatory change organized—without adding another manual watchlist.
Monitor the federal and state banking, BSA/AML, consumer compliance, cybersecurity and third-party risk sources your bank selects. When something changes, RegWatch helps your team understand what changed, what may be affected and what to review next.
No credit card required for the free monitoring account.
Regulatory change command center
FDIC, OCC & Federal ReserveState Banking RegulatorsFFIECFinCEN & BSA/AMLConsumer ComplianceFair Lending & CRACybersecurity & ResilienceThird-Party Risk
Why RegWatch
Community bank compliance is not one rulebook—or one regulator.
Requirements and supervisory expectations can come from federal banking agencies, state authorities, FFIEC, FinCEN and other selected sources. RegWatch brings the sources your bank chooses into a consistent monitoring and review process.
Rules, bulletins and guidance
Updates may appear across regulations, financial institution letters, bulletins, manuals, examination procedures, FAQs and supervisory statements.
Lean teams, broad ownership
Community bank staff often share responsibility across consumer compliance, BSA/AML, lending, operations, information security and vendor oversight.
Policies and evidence must follow
Teams need a repeatable way to connect selected changes with policies, procedures, training, ownership, review activity and supporting evidence.
Monitoring Coverage
Build a watchlist around your charter, footprint and risk profile.
Select the agencies, requirements, guidance sources and jurisdictions that matter to your bank. Expand or refine coverage as products, vendors, locations and obligations change.
Safety and soundness supervision
Selected FDIC, OCC, Federal Reserve and state banking materials addressing governance, lending, capital, liquidity, operations and supervisory expectations.
BSA/AML and financial crime
Selected FinCEN and FFIEC materials covering BSA/AML programs, customer identification, due diligence, suspicious activity reporting and related financial crime topics.
Consumer compliance and fair lending
Selected consumer protection, fair lending, deposit, mortgage, servicing and Community Reinvestment Act materials from relevant authorities.
Cybersecurity, IT and resilience
Selected FFIEC and regulator materials covering information security, authentication, incident response, business continuity and technology operations.
Third-party and fintech risk
Selected guidance on vendor due diligence, contracts, ongoing monitoring, cloud services, payment providers and other third-party relationships.
State and operational requirements
Selected state banking department bulletins, branching and licensing materials, privacy and breach requirements, and other jurisdiction-specific sources.
Monitor availability and applicability vary by source, charter, jurisdiction and organization. Your bank chooses the watchlist it wants RegWatch to follow.
How RegWatch Works
Move from “something changed” to a focused bank review process.
Select your monitors, receive organized change intelligence and optionally connect policies and procedures for assessment.
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1
Select your monitors
Choose the regulators, requirements, guidance sources and jurisdictions that align with your charter, business lines and risk profile.
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2
Review focused change summaries
See what changed, important dates, affected topics, source links and suggested areas for bank review.
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3
Connect policies when useful
Upload and assign BSA/AML, consumer compliance, information security, vendor management or operational policies to selected monitors.
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4
Assess gaps and document action
Review potential policy gaps, clarify ownership, organize next steps and retain supporting evidence in a consistent workflow.
Illustrative workflow
New Update
A banking update is detected. Your team sees the context.
1
Monitor
Selected source
Actively monitoring
RegWatch follows the rule, bulletin, letter, manual, guidance or supervisory source your bank selects.
2
Detect
Change identified
Change Alert Detected
Community Bank Update
New
+
Requirement updated
Source captured and compared with the previous version.
The update is captured, summarized and organized so reviewers can focus on what changed.
3
Review
Context delivered
RegWatch Review
Ready for your team
Ready
SummaryWhat changed
Key datesWhen it matters
PoliciesWhat to review
Next stepsWho owns action
Assigned to compliance, BSA/AML and IT reviewers
Your team receives a focused review package instead of another unstructured alert.
Built for Community Banks
A monitoring approach that fits your charter, footprint and risk profile.
RegWatch can support banks supervised by different federal and state authorities and teams with shared responsibilities—without forcing every institution into the same watchlist.
Create your free monitoring accountState nonmember community banksState member community banksNational banks and federal savings associationsMutual banks and savings institutionsDe novo and growth-stage banksRural, agricultural and multi-branch community banks
What Your Team Gains
A more manageable way to stay aware, assess impact and document follow-through.
Less manual source checking
Reduce repeated searches across individual regulator, agency and supervisory websites.
More organized review context
Give owners the source, dates, affected topics and suggested review areas in one place.
Better policy alignment
Connect selected requirements with the policies and procedures your bank relies on.
Clearer ownership and evidence
Keep updates, assessments, review activity, decisions and supporting evidence organized.
Frequently Asked Questions
Community bank monitoring, without another scattered watchlist.
Start with regulatory monitoring, then add policy assessment workflows when your team is ready.
Talk to AllgressWhich community bank sources and topics can RegWatch monitor?
Community banks can build watchlists from selected federal and state banking sources, FFIEC and FinCEN materials, consumer compliance updates, BSA/AML requirements, safety and soundness guidance, cybersecurity materials and third-party risk sources. Available coverage depends on the selected monitors and sources.
Can we organize monitors around our charter and regulators?
Yes. A watchlist can be organized around your bank's charter, primary federal regulator, state banking authority, business lines and operating jurisdictions. Your organization remains responsible for determining which requirements apply.
Can we use RegWatch without uploading policies?
Yes. You can use RegWatch for regulatory monitoring and change alerts without uploading policies. Policy uploads are optional and enable policy assessment workflows.
How does policy gap assessment work for a bank?
You assign uploaded policies and procedures to relevant monitors. When selected requirements change, RegWatch can assess the assigned documents and identify areas that may require review, clarification or remediation.
Can RegWatch support examination and board reporting workflows?
RegWatch can help organize source links, dates, change summaries, ownership, review activity and supporting evidence. Your bank decides how to use those materials in examinations, management reporting and board oversight.
Does RegWatch replace legal counsel or regulatory guidance?
No. RegWatch provides regulatory intelligence, workflow support and policy assessment assistance. Your organization remains responsible for determining applicability and obtaining legal, compliance or professional advice where needed.
Start with the sources that matter to your bank
Make community bank regulatory monitoring easier to manage.
Get a free RegWatch account and begin building your bank’s monitoring watchlist.